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The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!

Buying or selling a home can be a scary process, but in the Clarified Realty Podcast Tom Clary and his co-host, Ron Bruno, tackle that fear head-on by exposing all the secrets your real estate agent doesn't want you to know. From saving up for a down payment, to inspections and appraisals, all the way to the close of escrow -- they share tips on how to avoid the common pitfalls and mistakes usually make, so that home buyers and home sellers can confidently buy, or even sell, the home of their dreams.
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The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!
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Jan 4, 2017

Happy New Year! And if your resolution was to save up for a down payment for a new home -- this is the episode for you! We interview Tim Denton from Capstone Partners and get financial guidance on how you can put money into your pocket in 2017 and then keep it. We start off by talking about how timeframes and temperament and how that should dictate how aggressive a financial strategy will be. We then chat about doing a spending audit and how different potential sources of income, fixed costs, and discretionary spending affect a specific plan. Ron talks to us about how money that is already invested is discounted by underwriters and will apply as less towards qualifying for the loan. We then talk about the role that real estate can have in someone's wealth portfolio. This leads to a conversation with Ron about the common misconception that you need 20% down in order to buy a house. There are programs (FHA, Down Payment Assistance Programs) where you can put down as low as 3%. All this and a whole lot more great information and advice to help you save up for a down payment for your new home in 2017!

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